Friday, November 20, 2009

The 3 Best Investments Today

Investment #1: Gold.

Investing in gold is now more important than ever. While some question all the hype about it, especially as of late, gold has been making new historical highs and will continue even higher! With the right timing, it could be the best investment you’ve ever made!

Current prices might not be favorable, but within a few years, anyone buying gold under $1000/oz today will be considered an investing genius! We could soon see $1,200/oz, $1,600/shortly after and even $2,000/oz after that!

Gold will help protect you from inflation and grab healthy profits in the meantime. There is a way of investing for any style. For long-term conservative investors, physical gold is great along with “Blue-Chip” Gold Producer Stocks. Companies like Barrick Gold Corporation (NYSE:ABX) and Goldcorp Inc. (NYSE:GG).

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Thursday, November 19, 2009

Auto Insurance Companies - Which is Best?

Selecting the best auto insurance company – best rates and best customer service
People use different criteria for choosing an auto insurer. Some base their decision on the opinions of friends, some on marketing and advertising promotions, and others simply on the cost of premiums.

Typically, new auto insurance buyers tend to choose the lowest cost provider, assuming that most providers are essentially the same. As they become more experienced, and after having made a claim or two, they become more wise to other factors that determine a good car insurance company. Let's be clear, all insurance companies are not alike.

Eventually, most automotive insurance buyers place the most importance on how companies treat them after filing a claim. Low premiums become much less important if a company won't pay when they should, or immediately raises rates after an accident.

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Wednesday, November 18, 2009

Determine Your Life Insurance Needs - Why You Need Life Insurance And How Much You Need

At some time everyone must take the time to determine their life insurance needs. These needs vary depending on the individual. Some people need life insurance for family protection which in many respects cover a myriad of ideas. Business people also have life insurance needs that must be taken care of. Let us take a few minutes to examine some of the reasons some people need life insurance.
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Monday, November 9, 2009

Don't Get Mad, Get Rich!

Don't Get Mad, Get Rich!
by Andrew Shim

Your boss is rude, arrogant and obnoxious. Your supervisor belittles you, takes all the credit for your hard work and is a brainless jerk. Your colleagues spend their time kissing up to the boss, slacking at their job and making you do the donkey's share of the work. There's not a single day that you wish you could give them a piece of your mind but you don't because you need your job. If this sounds like you, you're not alone.

Millions of people around the world are reading this because they NEED their job. They're decent, hard-working people who stick with up with their jobs because they simple NEED the money. They get angry, they get stressed out and this drains them of the simple joys of life. There IS a simple solution to this problem. The secret is to get rich!

So how is getting rich going to help you? Simple – I learned from personal experience that having extra money in the bank or a lucrative side business of your own puts EVERYTHING in a different perspective. MONEY meant :

  • I didn't have to hold on to a crappy job if I didn't want to.
  • I didn't to carry someone else's workload for fear of losing their job.
  • I could enjoy my job because I loved it and NOT because I had to put food on the table.
  • I could go to bed at night without a load of worries on my mind.
  • I could concentrate on more important stuff like my family instead of money.

When I couldn't take my boss constantly telling me I had "a lot more room for improvement" my wife and I started our own home based business and I designed a couple of websites. Today we're making more money than we ever dreamed we would.

Now "rich" is pretty subjective. For us, it's not about luxurious holidays and expensive cars…. It's about not having to worry about getting laid off. We make enough money to live a more than comfortable life and we work out own hours. By our standards, that makes us pretty rich.

But just how do you get rich? Here are a couple of pointers to help you start :

  • Save money. This sounds ridiculously easy, but people don't do it. If you diligently save a portion of your income every month, you will have a pretty nice amount at the end of five years!
  • Live within your means. Know the difference between your needs and wants. A coffee to wake you up every morning may be a need but a ten-dollar brew at Starbucks is a "want" you can do without.
  • Find out what you do best and make money in your spare time doing it for YOURSELF. If you're a good cook, bake cookies to sell. If you're great with kids, offer home tuition or start a baby-sitting service in your spare time.
  • Think out-of-the-office. Working hard at your job is a job thing, but when you'reout of the office, focus your mental and physical energy at making YOU rich, NOT your boss.
  • Actively look for money making opportunities. They're everywhere. You just have to open your eyes and ears.
  • Mingle with successful people. You'll learn a lot from people who are successful at what they do. Successful people are usually more than willing to share their abundance of knowledge and network with those who need it.
  • Be ready for opportunities. If you've saved a bit of your money every month, then you will have funds available for when opportunity knocks. Don't be hasty though. Do your homework and find out all you can about that opportunity.
  • Build multiple streams of income. This is easier than most people think. Building multiple streams of income is simply NOT putting all your egg (in this case your savings) into one basket – your savings account. Find ways to invest your money that will give you more in return. If you don't know how to do that, then read and ask those who do.

More often than not, making money is a matter of mindset rather than skills. If you think you can, you will! True, money can't buy everything, but it makes everything that much nicer. So don't get mad, get rich!


This article may be re-printed and reproduced in its entirety in websites or offline resources, but please ensure the following paragraph is included without any changes.

About This Article
This is an original article by Andrew Shim, editor for positivemoneyideas.com, a website offering FREE ideas and resources for those interested in starting their own freelance, online or home based business.

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